Works on your phone. No account.
SpendSteps is an expense tracker that runs entirely on your phone. Take a photo of a receipt and it fills in the amount and picks a category. Your transactions never leave the device.
iPhone and Android. Free to try, no sign-up.
Privacy
SpendSteps keeps your finances on your phone. The only thing that ever leaves the app is a currency code, used to look up exchange rates. Never an amount, never a merchant, never you.
Every expense, category and insight is worked out and stored on your phone.
No sign-up, no email, no password. Open the app and start.
No analytics SDKs and no ad networks. We never see your transactions.
Features
Everything is stored and worked out on the device. There are no accounts and no tracking. The only thing that leaves the phone is a currency code, so we can look up exchange rates. Never an amount or a merchant.
Text recognition runs on the device and fills in the amount and a note. Category suggestions learn from your own history, and fall back to simple keyword matching when they have nothing to go on.
Reference exchange rates come from the ECB. Spend abroad and see the cost in your home currency straight away.
A breakdown by category, spending over time, income against spending, and budgets.
Ask about your spending in plain language and get an answer with the chart behind it. Apple Intelligence works it out on your iPhone, so your question and your transactions stay on the device.
Set up a recurring bill or subscription once and it's logged for you from then on.
Nine languages, plus CSV import and export, so your history moves in and out whenever you want.
How it works
Point the camera at a receipt, or add an expense by hand. Text recognition on the device reads the amount and note in about a second.
SpendSteps suggests a category from patterns in your own history, so entries sort themselves as you go.
The breakdown, trends and budgets update as you add entries. All of it is worked out on your phone.
Get it for iPhone or Android and have a clear picture of your spending in a few minutes. There's no account to create.
Needs iOS 16+ or Android 7.0+.